What is the UK Visa Immigration Health Surcharge and Cost? (2024)

The UK is a popular destination for international students, offering prestigious educational institutions, rich cultural experiences, and a welcoming environment. However, studying in the UK requires navigating the visa process, which includes understanding the Immigration Health Surcharge (IHS). This blog aims to provide a comprehensive guide to the IHS, helping students understand its purpose, cost, payment process, and implications.

What is the Immigration Health Surcharge?

Definition and Purpose

The Immigration Health Surcharge (IHS) is a mandatory fee imposed on individuals applying for a UK visa that exceeds six months. Introduced in 2015, the IHS ensures that non-European Economic Area (EEA) nationals contribute to the National Health Service (NHS). The NHS provides a wide range of healthcare services, from general practitioner (GP) appointments to emergency treatment.

Who Needs to Pay the IHS?

The IHS applies to most visa categories, including students, workers, and family members joining someone in the UK. Specifically, international students applying for a Tier 4 (General) student visa, now replaced by the Student Route visa under the points-based immigration system, are required to pay this surcharge.

Why is the IHS Important?

Access to Healthcare

Paying the IHS grants visa holders access to the NHS on the same terms as UK residents. This includes free consultations with GPs, free hospital treatment, and subsidized prescriptions. Without the IHS, international students would need private health insurance or risk incurring high medical costs for any healthcare needs during their stay.

Financial Implications for the NHS

The surcharge contributes significantly to the funding of the NHS, ensuring it can provide quality healthcare services. Given the financial pressures on the NHS, the IHS helps sustain a crucial public service relied upon by millions.

Cost of the Immigration Health Surcharge

Fee Structure

As of October 2020, the IHS fee is £470 per year for students and each dependent. For instance, if you are applying for a three-year course, the total IHS payable upfront would be £1,410 (£470 x 3). The exact amount depends on the length of the visa requested. Partial years of less than six months are charged at half the annual rate, while those over six months are charged at the full annual rate.

Increases and Changes Over Time

The IHS fee has seen increases since its inception. Initially set at £150 per year for students, it rose to £300 and then to the current £470. It is crucial for prospective students to stay informed about potential future increases, which may be announced in the UK government’s annual budget or policy updates.

How to Pay the Immigration Health Surcharge

Payment Process

The IHS payment is integrated into the online visa application process. After filling out your visa application form, you will be directed to the IHS payment portal. Here, you need to provide details such as your passport number, visa application type, and course dates. Once these details are confirmed, you will be prompted to make the payment using a debit or credit card.

Payment Confirmation

Upon successful payment, you will receive an IHS reference number via email. This reference number must be included in your visa application. Failing to include this number or incorrectly paying the IHS can result in delays or refusal of your visa application.

Exemptions and Refunds

Who is Exempt?

Certain applicants are exempt from paying the IHS. These include:

• Applicants for a visitor visa (less than six months)
• Applicants for indefinite leave to remain (ILR)
• Dependents of members of Her Majesty’s Forces
• Dependents of members of the European Economic Area (EEA) or Switzerland with a visa or residence document

Refund Eligibility

You may be eligible for a refund of the IHS if:

• Your visa application is refused.
• You withdraw your application before a decision is made.
• You receive a shorter visa than applied for.
• You leave the UK before your visa expires (partial refund).

How to Apply for a Refund

To apply for a refund, you generally do not need to take any action as the UK Home Office processes refunds automatically in most cases. However, if you believe you are owed a refund and have not received it, you can contact the Home Office with your visa application details and payment receipts.

Practical Tips for Students

Budgeting for the IHS

When planning your finances for studying in the UK, ensure you account for the IHS in your budget. The surcharge is a significant upfront cost, but it grants comprehensive healthcare access. Consider this cost alongside tuition fees, accommodation, and living expenses.

Timing Your Application

Apply for your visa well in advance to avoid last-minute issues. The IHS payment is part of the visa application process, so delays in payment can affect your visa approval timeline. Ensure all details are correct to prevent any complications.

Understanding Healthcare Entitlements

Familiarize yourself with the healthcare services available through the NHS. While most services are free at the point of use, some, like dental care and prescriptions, may incur additional costs. Understanding what is covered can help you make informed decisions about your healthcare while in the UK.

Common Questions and Concerns

What if I Cannot Afford the IHS?

The IHS is a mandatory fee and non-payment can result in visa refusal. It is essential to plan for this cost early in your application process. If you are struggling financially, explore scholarships, grants, or financial aid offered by your chosen institution, which may help cover your overall expenses, including the IHS.

Can I Use Private Health Insurance Instead?

While you can have private health insurance in addition to the NHS coverage, it does not exempt you from paying the IHS. The surcharge is a prerequisite for your visa, ensuring all visa holders contribute to the NHS.

What Happens if I Overstay My Visa?

If you overstay your visa, your IHS coverage will lapse, and you will no longer be entitled to free NHS services. Overstaying can also have serious legal consequences, including fines, detention, or future visa refusals. Always ensure your visa status is up-to-date and apply for extensions if needed.

The Future of the IHS

Potential Changes Post-Brexit

Post-Brexit immigration policies may influence the IHS. The UK government periodically reviews and updates immigration policies, including the IHS. Staying informed about these changes is crucial for prospective and current students.

Advocacy and Policy Debates

The IHS has been a subject of debate among policymakers, universities, and student organizations. Some argue for its reduction or removal for students, given the financial burdens already faced. Engaging with student unions and advocacy groups can provide a platform to voice concerns and contribute to ongoing discussions.

Frequently Asked Questions about the Immigration Health Surcharge

What is the immigration health surcharge for a UK visa?

The Immigration Health Surcharge (IHS) is a mandatory fee for non-EEA nationals applying for UK visas lasting more than six months. Introduced to fund the National Health Service (NHS), it ensures that visa holders can access healthcare services without additional cost. As of 2024, the surcharge is £1,035 per year for most visa applicants and £776 per year for students and children under 18. Payment is required upfront during the visa application process. Certain exemptions apply, including for healthcare workers and those applying for specific visa categories. The IHS fee is refundable if the visa application is unsuccessful.

Is IHS mandatory for a UK visa?

Yes, the Immigration Health Surcharge (IHS) is mandatory for most UK visa applicants. Implemented to support the National Health Service (NHS), the IHS allows non-EEA nationals to access healthcare services during their stay without additional costs. As of 2024, the annual fee is £1,035 for most visa types and £776 for students and children under 18. This fee must be paid upfront when applying for a visa. Exemptions apply to certain categories, such as healthcare workers and applicants for specific visas. If a visa application is unsuccessful, the IHS fee will be refunded.

Is IHS refunded after visa refusal?

Yes, the Immigration Health Surcharge (IHS) is refunded if a visa application is refused. The IHS, a fee required for non-EEA nationals applying for UK visas, supports the National Health Service (NHS) by ensuring access to healthcare during the stay. If an application is unsuccessful, the IHS payment is automatically refunded to the original payment method. However, refunds do not apply if the application is withdrawn or if the applicant receives an administrative review or appeal refusal. The refund process typically takes up to six weeks from the date of the visa refusal decision.

Why is my IHS payment declined?

An Immigration Health Surcharge (IHS) payment may be declined for several reasons. Common issues include incorrect payment details, insufficient funds, or bank security measures blocking the transaction. Additionally, using an unsupported payment method or failing to meet the visa application criteria can lead to declined payments. To resolve this, double-check your card information, ensure sufficient funds, and contact your bank to authorize the payment. If issues persist, consult the UK government’s official guidelines or contact their support for assistance. Addressing these issues promptly ensures a smoother visa application process.

How do I contact the immigration health surcharge in the UK?

To contact the Immigration Health Surcharge (IHS) in the UK, you can call the dedicated helpline. For inquiries within the UK, dial 0300 330 7693. If you are calling from outside the UK, use the international number +44 191 283 8937. These lines provide assistance with payment issues, application queries, and general information about the IHS. The helpline operates Monday to Friday, from 8 AM to 8 PM, and on weekends from 9 AM to 5:30 PM UK time. Ensure you have relevant details, such as your visa application reference number, ready when you call.

How much is the IHS fee for a dependent visa?

The Immigration Health Surcharge (IHS) fee for a dependent visa in the UK is typically the same as for the main applicant. As of 2024, the annual IHS fee is £1,035 for most visa types and £776 for students and children under 18. This fee is calculated per year of the visa duration and must be paid upfront during the application process. The IHS allows dependents to access the National Health Service (NHS) without additional costs during their stay. Ensure all dependents are included in the IHS payment to avoid delays or issues with the visa application.

Can I edit my UK visa application after IHS payment?

No, you cannot directly edit your UK visa application after paying the Immigration Health Surcharge (IHS). To make changes, you need to contact UK Visas and Immigration (UKVI). They may allow modifications if your application has not yet been processed. Reach out to UKVI as soon as possible to request changes and provide any necessary documentation or explanations. If your application has already begun processing, you might need to withdraw and resubmit your application, including repaying the IHS fee. Always ensure that all details are accurate before submission to avoid complications.

Who is exempt from paying IHS UK?

Certain individuals are exempt from paying the Immigration Health Surcharge (IHS) for UK visas. Exemptions include diplomats and their dependents, official representatives of international organizations, and those applying under the “Health and Care Visa” category, which includes healthcare professionals. Additionally, applicants for specific visa types, such as the “Tier 5 Youth Mobility Scheme” and “Tier 5 Government Authorized Exchange,” may also be exempt. Some visa categories, including certain humanitarian and asylum applications, might qualify for exemption as well. Always check the most recent UK Visas and Immigration (UKVI) guidelines or consult their support team for accurate information on exemptions.

What is the difference between IHS and NHS?

The Immigration Health Surcharge (IHS) and the National Health Service (NHS) serve different purposes. The IHS is a fee paid by non-EEA nationals applying for UK visas lasting more than six months. It helps fund the NHS by ensuring that visa holders can access healthcare services during their stay. In contrast, the NHS is the public healthcare system in the UK, providing medical services to residents and visa holders without additional charges at the point of use. While the IHS is a payment made during the visa application process, the NHS is a government-funded organization delivering healthcare services.

How do I pay my healthcare surcharge for my UK visa?

To pay the healthcare surcharge for a UK visa, follow these steps: First, complete your visa application online through the UK Visas and Immigration (UKVI) website. During the application process, you will be prompted to pay the Immigration Health Surcharge (IHS). You can pay using a credit or debit card. The fee is calculated based on the length of your visa and your visa category—£1,035 per year for most applicants and £776 for students and children under 18. Ensure that you pay the full amount upfront as required. After payment, a confirmation will be issued, which you should retain for your records.

How do I know my IHS number?

To find your Immigration Health Surcharge (IHS) number, check the confirmation email or receipt you received after paying the IHS fee. This number is usually included in the payment confirmation details. If you did not receive or cannot locate the confirmation, you can log in to your visa application account on the UK Visas and Immigration (UKVI) website, where you may find your IHS number under your application details. For further assistance, contact the IHS helpline at 0300 330 7693 (within the UK) or +44 191 283 8937 (from outside the UK). Ensure you have your application reference number when inquiring.

Is IHS refundable if the visa is refused?

Yes, the Immigration Health Surcharge (IHS) is refundable if your visa application is refused. The IHS is a fee paid to access the National Health Service (NHS) during your stay in the UK. If your visa application does not succeed, the IHS payment will be refunded to your original payment method. This refund process typically takes up to six weeks from the date of the visa refusal decision. However, if you withdraw your application or if the refusal is due to an administrative review or appeal, the IHS may not be refunded. Always check the latest guidelines or contact UK Visas and Immigration (UKVI) for specific details.

How long does it take to get an IHS refund?

The refund process for the Immigration Health Surcharge (IHS) typically takes up to six weeks from the date of your visa refusal decision. Once your visa application is refused, the refund will be issued to the original payment method used. The timeframe may vary depending on processing times and the accuracy of the application details. If you do not receive your refund within the expected period, check the status through your visa application account or contact the IHS helpline. For specific queries, you can reach out to UK Visas and Immigration (UKVI) for assistance and updates on your refund status.

Do I need to pay the immigration health surcharge if I need to switch UK skilled worker visa?

Yes, you generally need to pay the Immigration Health Surcharge (IHS) when switching to a UK Skilled Worker visa. The IHS is a mandatory fee for most visa applicants, including those switching to or extending a Skilled Worker visa. The fee ensures access to the National Health Service (NHS) during your stay. You must pay the surcharge upfront as part of the visa application process. The amount depends on the length of your visa and whether you fall into specific categories, such as students or dependents. Ensure all payments are made correctly to avoid delays in your application.

How to calculate the IHS fee for a UK visa?

To calculate the Immigration Health Surcharge (IHS) fee for a UK visa, first determine the length of your visa. The IHS is charged annually, so multiply the annual fee by the number of years or part-years your visa will be valid. As of 2024, the annual fee is £1,035 for most applicants and £776 for students and children under 18. For example, a visa valid for two years would cost £2,070 for most applicants and £1,552 for students. Ensure to include all dependents in the calculation. The total IHS amount must be paid upfront during your visa application process.

What happens after my IHS payment is declined 5 times?

If your Immigration Health Surcharge (IHS) payment is declined five times, you should first verify your payment details and ensure you have sufficient funds. Check for any restrictions or issues with your bank or card issuer. If the problem persists, contact the IHS helpline for assistance. They can provide guidance on resolving payment issues and may offer alternative payment methods. In the meantime, ensure your visa application is not delayed due to the payment issue. If necessary, you may need to cancel and restart your application process, including repaying the IHS fee. Keep records of all attempts and communications for reference.

How do I get an IHS receipt?

To obtain an Immigration Health Surcharge (IHS) receipt, follow these steps: After making your payment during the visa application process, a confirmation receipt is typically issued. Check your email for an automated receipt from the IHS system. If you did not receive an email, log in to your visa application account on the UK Visas and Immigration (UKVI) website, where you can access payment details and download the receipt. If you encounter issues or need a duplicate receipt, contact the IHS helpline at 0300 330 7693 (within the UK) or +44 191 283 8937 (from outside the UK) for further assistance.

How much is the UK immigration health surcharge for international students?

As of 2024, the Immigration Health Surcharge (IHS) for international students applying for a UK visa is £776 per year. This fee is required to access National Health Service (NHS) services during your stay. The IHS is calculated based on the length of your visa, so if your visa is valid for multiple years, multiply the annual fee by the number of years. Ensure the full amount is paid upfront during the visa application process. This fee provides coverage for healthcare services without additional costs at the point of use. Always check the latest guidelines on the UK Visas and Immigration (UKVI) website for current rates.

Why is my IHS payment declined?

If your Immigration Health Surcharge (IHS) payment is declined, several factors could be at play. Common issues include incorrect payment details, insufficient funds, or restrictions from your bank or card issuer. Ensure that all card information is accurate and that there are no security blocks on your account. Additionally, verify that you are using a supported payment method. If these issues are resolved and the payment is still declined, contact the IHS helpline for assistance. They can provide guidance on troubleshooting the issue and suggest alternative payment methods if needed. Prompt resolution is important to avoid delays in your visa application process.

How to pay for IHS from Nigeria?

To pay the Immigration Health Surcharge (IHS) from Nigeria, follow these steps: Complete your UK visa application online through the UK Visas and Immigration (UKVI) website. During the application process, you will be prompted to pay the IHS. You can make the payment using a credit or debit card that is accepted internationally. Ensure you have sufficient funds and that your card details are correct. After payment, a confirmation receipt will be issued. If you encounter issues, contact your bank to verify there are no blocks on international transactions. For further assistance, reach out to the IHS helpline at +44 191 283 8937.

How much is the UK IHS fee in Nigeria in 2024?

In 2024, the UK Immigration Health Surcharge (IHS) fee for Nigerian applicants is £1,035 per year for most visa types and £776 per year for students and children under 18. With the current exchange rate of 1 pound = 2,051 naira, the IHS fee converts to approximately 2,124,435 naira per year for most visa types (£1,035 x 2,051) and about 1,591,776 naira per year for students (£776 x 2,051). Ensure to pay the full amount for the entire duration of your visa. Always check for the most up-to-date exchange rates and IHS fees on the UK Visas and Immigration (UKVI) website.

Can you use a Naira card to pay for a UK visa?

Yes, you can use a Naira card to pay for a UK visa application, including the Immigration Health Surcharge (IHS), provided the card is accepted internationally. Ensure your card is enabled for international transactions and has sufficient funds. During the visa application process, you will be prompted to enter your payment details. Most international credit and debit cards, including those issued in Nigeria, are accepted for online payments. If you encounter issues, check with your bank to confirm that your card can be used for international transactions. For any persistent issues, contact the UK Visas and Immigration (UKVI) support for further assistance.

Conclusion

The Immigration Health Surcharge is an essential component of the UK visa application process for international students. Understanding its purpose, cost, and payment process is crucial for a smooth visa application experience and ensuring access to healthcare during your stay. By staying informed and prepared, you can navigate this requirement effectively and focus on your academic journey in the UK.